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	<title>Spring Branch TX Real Estate, Bulverde Real Estate, Spring Branch Foreclosures / Short Sales</title>
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	<link>http://www.clementhometeam.com</link>
	<description>Clement Home Team</description>
	<lastBuildDate>Thu, 16 Feb 2012 00:38:48 +0000</lastBuildDate>
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		<title>New Homes for Sale in North San Antonio</title>
		<link>http://www.clementhometeam.com/new-homes-for-sale-in-north-san-antonio/</link>
		<comments>http://www.clementhometeam.com/new-homes-for-sale-in-north-san-antonio/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 23:29:36 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[North San Antonio Real Estate]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=2021</guid>
		<description><![CDATA[Have you always wanted a brand new home but didn’t think you could afford one?  Or maybe you just don’t know how the process works or how to proceed.  There are many new homes for sale in North San Antonio that are ready for immediate move in.  But, the most important thing you need is an independent [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/02/word-press-new-homes-picture.jpg"><img class="alignleft size-medium wp-image-2022" style="margin: 5px; border: black 1px solid;" title="New Home For Sale" src="http://www.clementhometeam.com/wp-content/uploads/2012/02/word-press-new-homes-picture-300x199.jpg" alt="" width="300" height="199" /></a>Have you always wanted a brand new home but didn’t think you could afford one?  Or maybe you just don’t know how the process works or how to proceed.  There are many <a title="Model Home" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=78258%2C+78260%2C+78261%2C+78249%2C+78248%2C+78232%2C+78259&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=2012&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=&amp;KeywordsOperator=and&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">new homes for sale in North San Antonio</a> that are ready for immediate move in.  But, the most important thing you need is an independent Realtor to represent you and your interests<strong>.  </strong>I know you think you will get a better deal without a Realtor.  I worked for a national home builder in sales for over 7 years and we NEVER gave the buyer a better deal if they didn’t have a Realtor.  Builders rely on Realtors to bring them business and builders calculate into their sales prices the savings they will earn from the percentage of buyers without Realtors.  Builders also know that Realtors will negotiate in the buyer’s best interest and if we can’t get our client a good deal on their home, we will show you other homes that might be a better buy.  The sales people working for the builder are their employees and are not representing you.  Take a look at these <a title="New Homes" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=78258%2C+78260%2C+78261%2C+78249%2C+78248%2C+78232%2C+78259&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=2012&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=&amp;KeywordsOperator=and&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">new homes for sale in North San Antonio </a>and do yourself a favor, use a Realtor….better yet, call me.  I’ll take good care of you.</p>
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		<title>North San Antonio Homes for Sale with Pools from $250,000 &#8211; $350,000</title>
		<link>http://www.clementhometeam.com/north-san-antonio-homes-with-pools-for-sale-from-250000-350000/</link>
		<comments>http://www.clementhometeam.com/north-san-antonio-homes-with-pools-for-sale-from-250000-350000/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 03:09:34 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Bulverde Real Estate]]></category>
		<category><![CDATA[N. San Antonio Subdivisions]]></category>
		<category><![CDATA[North San Antonio Real Estate]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=2007</guid>
		<description><![CDATA[While the rest of the country may not be able to use their pool almost 9 months out of the year; that is not a problem in San Antonio.  You will be able to enjoy swimming and entertaining most of the year and believe me, you will be glad you have a pool.  On those really hot days [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/02/Brykerwood-131.jpg"><img class="alignleft size-medium wp-image-2011" style="margin: 5px; border: black 1px solid;" title="Brykerwood 131" src="http://www.clementhometeam.com/wp-content/uploads/2012/02/Brykerwood-131-300x176.jpg" alt="" width="300" height="176" /></a>While the rest of the country may not be able to use their pool almost 9 months out of the year; that is not a problem in San Antonio.  You will be able to enjoy swimming and entertaining most of the year and believe me, you will be glad you have a pool.  On those really hot days in the summer, there is nothing better than stepping out your back door and seeing the cool blue water beckoning you to relax, play and have fun.  If you wait for summer to <a title="pools" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=78258%2C+78249%2C+78260%2C+78261%2C+78248&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=250000&amp;MaxPrice=350000&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=in+ground+pool&amp;KeywordsOperator=and&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">buy a home with a pool in North San Antonio</a>, you may find that impossible to do, especially in this price range.  These homes sell quickly, unlike other areas of the country.  Take a look at all of these <a title="pools" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=78258%2C+78249%2C+78260%2C+78261%2C+78248&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=250000&amp;MaxPrice=350000&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=in+ground+pool&amp;KeywordsOperator=and&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">North San Antonio homes for sale with pools</a>, then call me…we’ll dive right into your home search before the rest of the crowd realizes the heat is on!  If you plan to sell your home that has a pool; talk to me, I know the value of homes in North San Antonio with pools.</p>
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		<item>
		<title>FREE Comal County Service</title>
		<link>http://www.clementhometeam.com/free-comal-county-service/</link>
		<comments>http://www.clementhometeam.com/free-comal-county-service/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 16:46:42 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Bulverde Real Estate]]></category>
		<category><![CDATA[Spring Branch Real Estate]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=2004</guid>
		<description><![CDATA[  I designed this website to help people find homes in Spring Branch, Bulverde and surrounding areas.  Dogs deserve good homes too and that is why I am writing this post about lost dogs.  I would be devastated if I lost my dog, Leo.  If that were to happen, now I would have a central [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/02/comal-county-lost-and-found-dogscropped1.jpg"><img class="alignleft size-medium wp-image-2005" style="margin: 5px; border: black 1px solid;" title="comal county lost and found dogscropped" src="http://www.clementhometeam.com/wp-content/uploads/2012/02/comal-county-lost-and-found-dogscropped1-300x205.jpg" alt="" width="300" height="205" /></a> </p>
<p>I designed this website to help people find homes in Spring Branch, Bulverde and surrounding areas.  Dogs deserve good homes too and that is why I am writing this post about lost dogs.  I would be devastated if I lost my dog, Leo.  If that were to happen, now I would have a central place to post photos and information regarding my lost dog.  Should you find someone’s dog, you can upload information about the dog to help locate its owner.  This phenomenal lady named Leanne has a FREE service to help lost and found dogs in Comal County get home.  Yes, it’s a FREE service!  Her mission is to reunite dogs in Comal County with their families ASAP!  If your dog is lost or if you have found a dog, go to her Facebook page immediately; Comal County Lost and Found Dogs or email her at the address on the red truck.  Please pass this information along and let’s get as many people involved as possible.</p>
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		<title>Foreclosures for Sale in Comal County and North San Antonio</title>
		<link>http://www.clementhometeam.com/foreclosures-for-sale-in-comal-county-and-north-san-antonio/</link>
		<comments>http://www.clementhometeam.com/foreclosures-for-sale-in-comal-county-and-north-san-antonio/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 23:18:15 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Bulverde Real Estate]]></category>
		<category><![CDATA[N. San Antonio Subdivisions]]></category>
		<category><![CDATA[Spring Branch Real Estate]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=1992</guid>
		<description><![CDATA[Are you ready to buy a home and want to see all the foreclosures for sale in Comal County or foreclosures for sale in North San Antonio?  The foreclosed homes that are in decent condition don’t stay on the market very long and you need to be prepared in order to win that bid.  It [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-for-sale-pic.jpg"><img class="alignleft size-medium wp-image-1993" style="margin: 5px; border: black 1px solid;" title="House on suburban street with 'For Sale' sign in foreground" src="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-for-sale-pic-295x300.jpg" alt="" width="295" height="300" /></a>Are you ready to buy a home and want to see all the <a title="comal county foreclosures" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=&amp;County=comal&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=foreclosure%2C+bank+owned%2C+lender+owned&amp;KeywordsOperator=or&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">foreclosures for sale in Comal County</a> or <a title="north san antonio foreclosure" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=78258%2C+78260%2C+78261%2C+78232%2C+78015%2C+78006%2C+78259&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=foreclosure%2C+bank+owned%2C+lender+owned&amp;KeywordsOperator=or&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">foreclosures for sale in North San Antonio</a>?  The foreclosed homes that are in decent condition don’t stay on the market very long and you need to be prepared in order to win that bid.  It is imperative that you have your financing in place.  A lender that owns a foreclosure will not consider your offer if you have to sell your current home to purchase.  You must be ready, willing and able to buy.  There are a lot of additional conditions the lender owner will require of the buyer and there are numerous addendums that are attached to the contract.  Be sure to work with a professional Realtor that has experience working with foreclosures….someone like me!  I can help you avoid the pitfalls and explain the process in detail.  Be the first to know when foreclosures are listed for sale;  just fill out the form below and you will be included on my exclusive “Foreclosure Hotsheet”.  You will be notified immediately about the new <a href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=&amp;County=comal&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=foreclosure%2C+bank+owned%2C+lender+owned&amp;KeywordsOperator=or&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">foreclosures for sale in Spring Branch, Bulverde, Canyon Lake, Comal County</a> or <a title="San Antonio foreclosures" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=78258%2C+78260%2C+78261%2C+78232%2C+78015%2C+78006%2C+78259&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=foreclosure%2C+bank+owned%2C+lender+owned&amp;KeywordsOperator=or&amp;MaxRows=20&amp;SortOrder=desc&amp;PhotoLinks=No">North San Antonio</a>.</p>
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		<item>
		<title>Waterfront Homes for Sale at Canyon Lake</title>
		<link>http://www.clementhometeam.com/waterfront-homes-for-sale-at-canyon-lake/</link>
		<comments>http://www.clementhometeam.com/waterfront-homes-for-sale-at-canyon-lake/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 20:36:24 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Spring Branch Real Estate]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=1970</guid>
		<description><![CDATA[Are you looking for a waterfront home at Canyon Lake?  If so, you have found the right website!  Here are 20 waterfront homes for sale priced from $274,500 up to $2,200,000 at Canyon Lake, TX.  The Canyon Lake area offers a wide variety of attractions and activities including, many water sports, golfing, hiking and biking with close proximity to the [...]]]></description>
			<content:encoded><![CDATA[<p>Are you looking for a <a title="Waterfront Homes" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=2603%2C+2604%2C+2607&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=on+waterfront&amp;KeywordsOperator=and&amp;MaxRows=20&amp;SortOrder=asc&amp;PhotoLinks=No">waterfront home at Canyon Lake</a>?  If so, you have found the right website!  Here are 20 <a title="Waterfront Homes" href="http://www.clementhometeam.com/search/?WordPressPage=Results&amp;ShowPage=1&amp;Reciprocity=Yes&amp;Advanced=yes&amp;KeyField=City&amp;ShowCompany=No&amp;StatusCodes=A&amp;City=&amp;PostalCode=&amp;County=&amp;Subdivision=&amp;SchoolName=&amp;SchoolType=HighSchool&amp;MLSArea=2603%2C+2604%2C+2607&amp;PropertyTypeID=1&amp;MinPrice=0&amp;MaxPrice=999999999&amp;Bedrooms=0&amp;BathsFull=0&amp;YearBuilt=0&amp;YearBuiltOperator=later&amp;Stories=0&amp;Keywords=on+waterfront&amp;KeywordsOperator=and&amp;MaxRows=20&amp;SortOrder=asc&amp;PhotoLinks=No">waterfront homes for sale</a> priced from $274,500 up to $2,200,000 at Canyon Lake, TX. </p>
<p>The Canyon Lake area offers a wide variety of attractions and activities including, many water sports, golfing, hiking and biking with close proximity to the metropolitan lifestyle of  beautiful San Antonio.  Austin is only a short drive away and many Houston residents call Canyon Lake their second home.  Rugged hills, canyons and rolling grasslands create a breathtaking backdrop for life in the Texas Hill Country.  Residents at Canyon Lake enjoy the peaceful and picturesque lifstyle that the Texas Hill Country is known for.  Come get your piece of  Canyon Lake and learn what  Texas Hill Country pride is all about.  </p>
<p>If you want more photos,<a href="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-lake-photo.jpg"><img class="alignleft size-medium wp-image-1975" style="margin: 5px; border: black 1px solid;" title="Chairs on Dock at Lake" src="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-lake-photo-300x199.jpg" alt="" width="300" height="199" /></a> information or to schedule a tour; fill out the form below and let&#8217;s get started on your new adventure.</p>
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		<item>
		<title>10 Options to Avoid Foreclosure</title>
		<link>http://www.clementhometeam.com/10-options-to-avoid-foreclosure/</link>
		<comments>http://www.clementhometeam.com/10-options-to-avoid-foreclosure/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 23:59:37 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Bulverde Real Estate]]></category>
		<category><![CDATA[Spring Branch Real Estate]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=1960</guid>
		<description><![CDATA[Here are 10 options to help you avoid a foreclosure. 1.   Reinstatement 2.   Mortgage Forebearance 3.   Refinance 4.   Loan Modification 5.   SCRA (military only) 6.   Rent 7.   Sell 8.   Bankruptcy 9.   Deed-in-lieu 10. Short Sale Get a FREE descriptive checklist that compares your options side-by-side so you can make a smart decision about your home.  If you&#8217;d [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-photo-foreclosure.jpg"><img class="alignleft size-full wp-image-1961" style="margin: 5px; border: black 1px solid;" title="word press photo foreclosure" src="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-photo-foreclosure.jpg" alt="" width="294" height="171" /></a>Here are 10 options to help you avoid a foreclosure.</p>
<p>1.   Reinstatement</p>
<p>2.   Mortgage Forebearance</p>
<p>3.   Refinance</p>
<p>4.   Loan Modification</p>
<p>5.   SCRA (military only)</p>
<p>6.   Rent</p>
<p>7.   Sell</p>
<p>8.   Bankruptcy</p>
<p>9.   Deed-in-lieu</p>
<p>10. Short Sale</p>
<p>Get a FREE descriptive checklist that compares your options side-by-side so you can make a smart decision about your home.  If you&#8217;d like to discuss any option in detail or you just want the FREE checklist, fill in the box below.</p>
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		<title>FREE “Maximum Value Home Audit”</title>
		<link>http://www.clementhometeam.com/free-maximum-value-home-audit/</link>
		<comments>http://www.clementhometeam.com/free-maximum-value-home-audit/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 22:11:23 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Home Seller Resources]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=1951</guid>
		<description><![CDATA[   An Exclusive Audit Designed To Maximize The Market Value Of Your Home… Clement Home Team offers a FREE “Maximum Value Home Audit” service to home owners thinking about selling their home in North San Antonio and the surrounding areas.  This service is designed to personally identify tips and tactics to sell your home for top dollar in the least time.   If [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-photo-calculator.jpg"><img class="alignleft size-medium wp-image-1956" style="margin: 5px; border: black 1px solid;" title="Calculations" src="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-photo-calculator-239x300.jpg" alt="" width="239" height="300" /></a>  </p>
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<h2>An Exclusive Audit Designed To Maximize The Market Value Of Your Home…</h2>
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<p>Clement Home Team offers a FREE “Maximum Value Home Audit” service to home owners thinking about selling their home in North San Antonio and the surrounding areas.  This service is designed to personally identify tips and tactics to sell your home for top dollar in the least time.   If you are thinking about selling your home and would like more information about this FREE Consumer Service, simply fill out the form below. </p>
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		<title>Should you buy a short sale property?</title>
		<link>http://www.clementhometeam.com/should-you-buy-a-short-sale-property/</link>
		<comments>http://www.clementhometeam.com/should-you-buy-a-short-sale-property/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 21:22:39 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Home Buyer Resources]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=1942</guid>
		<description><![CDATA[In a short sale, a buyer pays less than the amount a seller owes the lender. When home values are dropping, homeowners might find they owe more on their mortgage than their home will sell for.  In these cases, lenders will sometimes accept less than the amount owed on the home, assuming the homeowners don&#8217;t [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-question-mark-photo.jpg"><img class="alignleft size-medium wp-image-1946" style="margin: 5px; border: black 1px solid;" title="word press question mark photo" src="http://www.clementhometeam.com/wp-content/uploads/2012/01/word-press-question-mark-photo-300x214.jpg" alt="" width="300" height="214" /></a>In a short sale, a buyer pays less than the amount a seller owes the lender. When home values are dropping, homeowners might find they owe more on their mortgage than their home will sell for.  In these cases, lenders will sometimes accept less than the amount owed on the home, assuming the homeowners don&#8217;t have other assets that can be sold.</p>
<p>             The question you have to ask yourself is: Are you really getting a great deal?  If the house was purchased at the peak of rising home values, the homeowners might have paid a premium price for the property.  If values are dropping, the lender may only be able to discount the property to current market values, so you wouldn&#8217;t be getting a bargain at all.  Here are some tips:</p>
<p> Know what similar houses on the market are selling for.</p>
<ul>
<li>Find out how long the home has been on the market and make sure you get good inspections.  A seller in financial trouble often can&#8217;t keep up with repairs.</li>
<li>Remember the lender will be looking for a better deal than a short sale so he or she probably will not instantly agree.</li>
<li>Make sure you have an attorney experienced in this sort of sale. </li>
</ul>
<p>If you have questions about short sales, need capable and trustworthy representation or want to receive a FREE list of short sales in your area, just fill out the form below.</p>
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		<item>
		<title>How To Sell Your Home For The Most Money</title>
		<link>http://www.clementhometeam.com/how-to-sell-your-home-for-the-most-money/</link>
		<comments>http://www.clementhometeam.com/how-to-sell-your-home-for-the-most-money/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 23:32:38 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Home Seller Resources]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=1939</guid>
		<description><![CDATA[How To Avoid 7 Costly Mistakes When Selling Your Home Here’s A Guide To Avoid Costly Problems And Sell Your Home For Every Bit Of Its Worth In The Least Amount Of Time… The decision to place your home on the market can involve a number of stresses and strains.  Many home sales are motivated [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2011/09/bigstockphoto_Real_Estate_Sold_Sign_532278.jpg"><img class="alignleft size-medium wp-image-1061" style="margin: 5px; border: black 1px solid;" title="Home Seller Resources" src="http://www.clementhometeam.com/wp-content/uploads/2011/09/bigstockphoto_Real_Estate_Sold_Sign_532278-300x168.jpg" alt="Home Seller Resources" width="300" height="168" /></a><code>How To Avoid 7 Costly Mistakes When Selling Your Home</code></p>
<div>
<p>Here’s A Guide To Avoid Costly Problems And Sell Your Home For Every Bit Of Its Worth In The Least Amount Of Time…</p>
</div>
<p>The decision to place your home on the market can involve a number of stresses and strains.  Many home sales are motivated by circumstances outside your control:  Job relocation, family problems, financial issues, divorce, and more.  Others are related to family issues: The need for a bigger home, a better neighborhood, schools, etc.  </p>
<p>      Whether you’ve lived in your home two years or 20, you know it’s not just a shelter, or even another investment.  It’s the place where your dreams come to life.  In flower gardens and family rooms.  Backyard barbecues and home-cooked Sunday dinners.  It’s the place we raise our children.  The nest we nudge them out of, and welcome them back to again and again.   </p>
<p>      And for some, it’s even our place of business.  </p>
<p>      But there comes a day when it’s time to move on.  Time to reflect on old memories, and prepare to build new ones.  Time to leave the past behind for a new future.  It’s no wonder why buying or selling a home is often emotionally charged and potentially overwhelming.   </p>
<p>      That’s why I created this report.  Regardless of your reasons for selling, your goal is to sell your home for the most money, and in the shortest amount of time.  And for the least amount of hassles and distractions.   </p>
<p align="center"><strong>Unfortunately, The Way Many Sellers Go About Selling Their Home Leaves Them Wide Open To The Very Problems They’re Trying To Avoid</strong>.   </p>
<p>      When you’re getting ready to put your property on the market, there are a number of things to think about, to prepare for, and to organize.  Here’s a list of seven costly pitfalls to look out for when selling your home:</p>
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		<title>Save Thousands When Buying Your Next Home</title>
		<link>http://www.clementhometeam.com/save-thousands-when-buying-your-next-home/</link>
		<comments>http://www.clementhometeam.com/save-thousands-when-buying-your-next-home/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 23:16:05 +0000</pubDate>
		<dc:creator>Donna</dc:creator>
				<category><![CDATA[Home Buyer Resources]]></category>

		<guid isPermaLink="false">http://www.clementhometeam.com/?p=1931</guid>
		<description><![CDATA[8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home Get this Helpful Guide For Buying The Right Home, At The Right Price, And  Getting The Right Financing… In this special report…you will receive helpful, straightforward tips for finding a home that meets your needs, AND become a wise financial investment for you.   Eight [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.clementhometeam.com/wp-content/uploads/2012/01/money-photo.jpg"><img class="alignleft size-medium wp-image-1936" style="margin: 5px; border: black 1px solid;" title="money" src="http://www.clementhometeam.com/wp-content/uploads/2012/01/money-photo-300x200.jpg" alt="" width="300" height="200" /></a>8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home</p>
<p>Get this Helpful Guide For Buying The Right Home, At The Right Price, And  Getting The Right Financing…</p>
<p>In this special report…you will receive helpful, straightforward tips for finding a home that meets your needs, AND become a wise financial investment for you. </p>
<p> Eight strategies (I call them “secrets” because so many home buyers disregard them when buying) you should consider when buying your next home…</p>
<p>&nbsp;</p>
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